@font-face{font-family:"Archivo";font-style:normal;font-weight:100 900;font-display:swap;src:url("/assets/fonts/archivo.woff2") format("woff2")}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:200 900;font-display:swap;src:url("/assets/fonts/source-serif-4.woff2") format("woff2")}:root{--navy:#1E2E38;--navy-2:#2E4857;--navy-3:#4A6C7E;--hero-check-bg:#2E4857;--hero-ink:#ffffff;--hero-ink-soft:#cfdce4;--hero-eyebrow:#f0a878;--on-dark:#ffffff;--on-dark-soft:#d6e1e8;--footer-ink:#aebfc9;--footer-link:#bdcdd6;--footer-head:#ffffff;--on-band-ink:#ffffff;--on-band-soft:#c9d8e8;--on-band-link:#f0a878;--btn-primary-ink:#ffffff;--btn-ghost-ink:#ffffff;--btn-ghost-line:rgba(255,255,255,.55);--hero-ghost-ink:#ffffff;--hero-ghost-line:rgba(255,255,255,.55);--amber:#C2501F;--amber-dk:#9A3D12;--amber-lt:#FBEDE5;--bg:#F4F2EE;--paper:#ffffff;--ink:#1B2329;--ink-soft:#4A5862;--line:#E0DCD4;--line-dk:#C5BEB3;--ok:#1D6B3F;--ok-lt:#E6F3EA;--mid:#8A5A0B;--mid-lt:#FBF0DC;--no:#1F4E79;--no-lt:#E7EFF7;--display:"Archivo",Helvetica,Arial,sans-serif;--body:"Source Serif 4",Georgia,serif;--sans:"Archivo",system-ui,sans-serif;--mono:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;--maxw:1180px;--radius:8px;--shadow:0 1px 2px rgba(15,36,64,.06),0 8px 24px rgba(15,36,64,.07)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--body);font-size:17.5px;line-height:1.7;-webkit-font-smoothing:antialiased;;overflow-wrap:break-word}img{max-width:100%;display:block}a{color:var(--amber-dk);text-decoration:none}a:hover{text-decoration:underline}strong,b{font-weight:600}h1,h2,h3,h4{font-family:var(--display);color:var(--navy);line-height:1.18;font-weight:600;margin:0 0 .5em;letter-spacing:-.011em}h1{font-size:clamp(2rem,3.8vw,3.05rem);letter-spacing:-.021em}h2{font-size:clamp(1.5rem,2.5vw,2.05rem);letter-spacing:-.016em}h3{font-size:1.24rem}p{margin:0 0 1.1em}.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}.eyebrow{font-family:var(--sans);text-transform:uppercase;letter-spacing:.15em;font-size:.72rem;font-weight:600;color:var(--amber-dk)}.lede{font-size:1.2rem;color:var(--ink-soft);line-height:1.62}.rule{width:60px;height:3px;background:var(--amber);border:0;border-radius:3px;margin:1.1em 0}.rule.center{margin-left:auto;margin-right:auto}.topbar{background:var(--paper);border-bottom:1px solid var(--line);box-shadow:0 1px 0 rgba(15,36,64,.04);position:sticky;top:0;z-index:50}.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:11px 24px;max-width:var(--maxw);margin:0 auto}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand:hover{text-decoration:none}.brand img{height:44px;width:44px;flex:0 0 auto}.brand>span{display:flex;flex-direction:column;justify-content:center}.brand-name{display:block;font-family:var(--display);font-weight:600;font-size:1.12rem;color:var(--navy);line-height:1.1;letter-spacing:-.015em}.brand-tag{display:block;font-family:var(--sans);font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-soft);margin-top:3px;white-space:nowrap}.nav{display:flex;gap:20px;align-items:center;font-family:var(--sans);font-size:.92rem}.nav a{color:var(--navy);font-weight:600}.nav a:hover{color:var(--amber-dk);text-decoration:none}.crumbs{font-family:var(--sans);font-size:.81rem;color:var(--ink-soft);padding:16px 0 0}.crumbs a{color:var(--amber-dk)}.crumbs .sep{margin:0 8px;color:var(--line-dk)}.crumbs [aria-current]{color:var(--ink-soft);font-weight:600}.hero{background:linear-gradient(160deg,var(--navy),var(--navy-2) 78%);color:#dfe8f2;border-bottom:4px solid var(--amber)}.hero .container{padding-top:58px;padding-bottom:58px}.hero h1{color:var(--hero-ink)}.hero .eyebrow{color:var(--hero-eyebrow)}.hero .lede{color:var(--hero-ink-soft);max-width:46rem}.rhero{position:relative;min-height:360px;display:flex;align-items:flex-end;background:var(--navy);color:#fff;border-bottom:4px solid var(--amber);overflow:hidden}.rhero .art,.rhero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.rhero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(9,22,40,.42),rgba(9,22,40,.9))}.rhero-inner{position:relative;z-index:2;max-width:var(--maxw);margin:0 auto;width:100%;padding:38px 24px}.rhero h1{color:var(--on-dark);margin-bottom:.22em}.rhero .tagline{font-size:1.14rem;color:var(--on-dark-soft);max-width:46rem;margin:0}.rhero .badges{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:14px}.badge{display:inline-block;font-family:var(--sans);font-size:.71rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;padding:5px 12px;border-radius:100px;background:rgba(255,255,255,.16);color:#fff;border:1px solid rgba(255,255,255,.28)}.chip{display:inline-block;font-family:var(--sans);font-size:.73rem;font-weight:600;background:#e8eef5;color:#1b3c66;border-radius:100px;padding:4px 12px}.chip.covered{background:#e6f3ea;color:#1d6b3f}.chip.excluded{background:#fbeae7;color:#9c2a1c}.chip.conditional{background:#fdf1dc;color:#8a5209}.verdict{display:inline-flex;align-items:center;gap:8px;font-family:var(--sans);font-size:.78rem;font-weight:600;letter-spacing:.03em;text-transform:uppercase;padding:7px 15px;border-radius:100px;border:1px solid transparent}.verdict.v-ok{background:#e6f3ea;color:#1d6b3f;border-color:#bcddc8}.verdict.v-mid{background:#fdf1dc;color:#8a5209;border-color:#eed7ae}.verdict.v-no{background:#fbeae7;color:#9c2a1c;border-color:#eec6bf}.rhero .verdict{background:#fff}.btn{display:inline-block;font-family:var(--sans);font-weight:600;font-size:.93rem;padding:12px 24px;border-radius:6px;text-decoration:none;transition:.15s;cursor:pointer;border:1px solid transparent}.btn:hover{text-decoration:none}.btn-primary{background:var(--amber);color:var(--btn-primary-ink);border-color:#a8441a}.btn-primary:hover{background:#a8441a;color:var(--btn-primary-ink)}.btn-ghost{border:1px solid var(--btn-ghost-line);color:var(--btn-ghost-ink);background:transparent}.btn-ghost:hover{background:#fff;color:var(--navy)}.hero .btn-ghost{border-color:var(--hero-ghost-line);color:var(--hero-ghost-ink)}.hero .btn-ghost:hover{background:#fff;color:var(--navy)}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-2);color:#fff}.btn-row{display:flex;gap:13px;flex-wrap:wrap;margin-top:1.5em}section{padding:54px 0}.section-head{max-width:740px;margin:0 auto 38px}.section-head.center{text-align:center}.section-head.center .rule{margin:14px auto}.band-navy{background:var(--navy);color:#c9d8e8}.band-navy .section-head h2,.band-navy .section-head h3{color:#fff}.band-navy .section-head .lede,.band-navy .section-head p{color:#c9d8e8}.band-navy .eyebrow{color:#ffc978}.band-navy .section-head a{color:#ffd79a}.band-mist{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.grid{display:grid;gap:22px}.grid.cols-3{grid-template-columns:repeat(3,1fr)}.grid.cols-4{grid-template-columns:repeat(4,1fr)}.grid.cols-2{grid-template-columns:repeat(2,1fr)}@media(max-width:900px){.grid.cols-3,.grid.cols-4{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.grid.cols-2,.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);transition:.18s;display:flex;flex-direction:column;color:var(--ink)}.card p{color:var(--ink-soft)}.card a[href]{color:var(--amber-dk)}.card .card-body>p>a{text-decoration:underline;text-underline-offset:2px}.card:hover{transform:translateY(-2px);box-shadow:0 4px 10px rgba(15,36,64,.10),0 16px 36px rgba(15,36,64,.10)}.card a{text-decoration:none;color:inherit;display:flex;flex-direction:column;height:100%}.card a:hover{text-decoration:none}.card-art{aspect-ratio:3/2;background:#eef2f7;border-bottom:1px solid var(--line);position:relative}.card-art .art,.card-art svg,.card-art img{width:100%;height:100%;object-fit:cover;display:block}.card-tag{position:absolute;left:12px;top:12px;z-index:2}.card-body{padding:17px 20px 21px}.card-body h3{margin:0 0 .2em;font-size:1.16rem;color:var(--navy)}.card-cat{font-family:var(--sans);font-size:.7rem;text-transform:uppercase;letter-spacing:.11em;color:var(--ink-soft);font-weight:600}.card-desc{font-size:.94rem;color:var(--ink-soft);margin:.5em 0 0;line-height:1.55}.card-meta{font-family:var(--sans);font-size:.79rem;color:var(--amber-dk);font-weight:600;margin-top:.7em}.facts{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:21px 23px}.facts h3{font-family:var(--sans);text-transform:uppercase;letter-spacing:.11em;font-size:.74rem;color:var(--amber-dk);margin:0 0 13px;font-weight:600}.facts dl{margin:0}.facts dt{font-family:var(--sans);font-size:.71rem;font-weight:600;color:var(--ink-soft);text-transform:uppercase;letter-spacing:.07em;margin:0 0 2px}.facts dt+dd{margin:0 0 13px}.facts dd{margin:0 0 13px;font-size:.95rem;color:var(--ink);line-height:1.5}.facts dd:last-child{margin-bottom:0}.facts ul{margin:0;padding-left:1.15em}.facts li{font-size:.94rem;margin-bottom:.45em;color:var(--ink)}.facts .btn{width:100%;text-align:center;margin-top:16px}.article{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:46px;align-items:start;padding:46px 0}.article .prose{max-width:46rem}.article>*{min-width:0}.prose p a,.prose li a,.prose td a,.faq-item a,.crumbs a{text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}.prose p a,.prose li a,.prose td a{text-decoration-color:#d3ab73}.prose h2{margin-top:1.75em;color:var(--navy)}.prose h2:first-child{margin-top:0}.prose h3{margin-top:1.4em}.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.1em}.prose li{margin-bottom:.5em}.prose img{border-radius:var(--radius);border:1px solid var(--line);margin:1.4em 0}.aside{position:sticky;top:84px;display:flex;flex-direction:column;gap:20px}@media(max-width:900px){.article{grid-template-columns:minmax(0,1fr)}.aside{position:static}}.callout{background:var(--amber-lt);border-left:4px solid var(--amber);padding:15px 19px;border-radius:0 var(--radius) var(--radius) 0;margin:1.5em 0}.callout strong{color:var(--amber-dk)}.callout.c-warn{background:var(--no-lt);border-left-color:var(--no)}.callout.c-warn strong{color:var(--no)}.callout.c-ok{background:var(--ok-lt);border-left-color:var(--ok)}.callout.c-ok strong{color:var(--ok)}.ctable{width:100%;border-collapse:collapse;margin:1.5em 0;font-size:.95rem;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.ctable th,.ctable td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}.ctable thead th{background:#eef2f7;color:var(--navy);font-family:var(--sans);font-size:.75rem;text-transform:uppercase;letter-spacing:.08em;font-weight:600}.ctable tbody tr:last-child td{border-bottom:0}.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:1.6em 0;max-width:100%;border:1px solid var(--line)}.rtable{width:100%;min-width:30rem;border-collapse:collapse;font-size:.93rem}.rtable th,.rtable td{text-align:left;padding:10px 13px;border-bottom:1px solid var(--line);vertical-align:top}.rtable thead th{background:#eef2f7;color:var(--navy);font-family:var(--sans);font-size:.78rem;letter-spacing:.04em;text-transform:uppercase}.rtable tbody tr:last-child td{border-bottom:0}.ctable th[scope=row]{font-weight:600;color:var(--navy);width:34%}.window{background:var(--paper);border:1px solid var(--line);border-left:4px solid var(--amber);border-radius:0 var(--radius) var(--radius) 0;padding:17px 20px;margin:0 0 16px}.window h3{margin:0 0 .25em;font-size:1.08rem}.window .wmeta{font-family:var(--sans);font-size:.75rem;font-weight:600;letter-spacing:.07em;text-transform:uppercase;color:var(--amber-dk);margin:0 0 .45em}.window p:last-child{margin-bottom:0}.faq-item{border-top:1px solid var(--line);padding:17px 0}.faq-item:last-child{border-bottom:1px solid var(--line)}.faq-item h3{font-size:1.1rem;margin:0 0 .35em;color:var(--navy)}.faq-item p{margin:0 0 .6em;color:var(--ink-soft);font-size:.99rem}.faq-item p:last-child{margin-bottom:0}.region-head h2 a{color:var(--navy);text-decoration:none}.region-head h2 a:hover{color:var(--amber-dk);text-decoration:underline;text-decoration-color:#d3ab73;text-underline-offset:3px}.section-more{margin:-6px 0 16px;font-family:var(--sans);font-size:.9rem;font-weight:600}.section-more a{text-decoration:underline;text-underline-offset:2px;text-decoration-color:#d3ab73}.uplink{margin:0 0 12px;font-family:var(--sans);font-size:.9rem;font-weight:600}.uplink a{text-decoration:underline;text-underline-offset:2px;text-decoration-color:#d3ab73}.region{margin-bottom:38px}.region-head{display:flex;align-items:baseline;justify-content:space-between;gap:16px;border-bottom:2px solid var(--line);padding-bottom:10px;margin-bottom:20px;flex-wrap:wrap}.region-head h2{margin:0;font-size:1.42rem}.region-head span{font-family:var(--sans);font-size:.83rem;color:var(--ink-soft);font-weight:600}.strip{background:var(--navy-2)}.strip h2{color:#fff}.strip .lede{color:#cfdcea}.strip .eyebrow{color:#ffc978}.footer{background:var(--navy);color:var(--footer-ink);font-family:var(--body)}.footer-inner{max-width:var(--maxw);margin:0 auto;padding:48px 24px 24px;display:grid;grid-auto-flow:column;grid-auto-columns:minmax(0,1fr);grid-template-columns:1.6fr;gap:34px}.footer h2{color:var(--footer-head);font-family:var(--sans);font-size:.79rem;text-transform:uppercase;letter-spacing:.13em;margin:0 0 14px;font-weight:600}.footer a{color:var(--footer-link);display:block;margin-bottom:8px;font-size:.93rem}.footer a:hover{color:#ffc978}.footer .brand-name{color:var(--footer-head);font-size:1.1rem}.footer-tag{color:#93a9c1;font-size:.9rem;margin-top:10px;max-width:30rem;line-height:1.6}.footer-base{border-top:1px solid #26456b;margin-top:18px}.footer-base .container{padding:16px 24px 16px 24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-family:var(--sans);font-size:.79rem;color:#93a9c1}.footer-base a{display:inline;margin:0;color:#b9cbdf}.footer-base a:hover{color:#ffc978}@media(max-width:820px){.footer-inner{grid-auto-flow:row;grid-template-columns:1fr 1fr}}@media(max-width:520px){.footer-inner{grid-auto-flow:row;grid-template-columns:1fr}}.totop{display:inline-flex;align-items:center;gap:6px;color:var(--footer-link);text-decoration:none;font-size:.86rem}.totop:hover{color:var(--on-band-link);text-decoration:underline}.totop svg{width:12px;height:12px;flex:0 0 auto}@media(max-width:560px){.totop{right:12px;bottom:12px;padding:9px 14px;font-size:.72rem}}@media print{.totop{display:none}}.text-center{text-align:center}.prose-narrow{max-width:44rem;margin:0 auto}.vh{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.skip{position:absolute;left:-999px;top:0;background:var(--amber);color:#0f2440;padding:10px 16px;z-index:100;border-radius:0 0 var(--radius) 0;font-weight:600}.skip:focus{left:0}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--amber);outline-offset:2px}.nav-toggle{display:none;background:none;border:0;cursor:pointer;width:44px;height:44px;flex-direction:column;justify-content:center;gap:5px;padding:8px}.nav-toggle span{display:block;height:2px;background:var(--navy);border-radius:2px;transition:.2s}.topbar.open .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}.topbar.open .nav-toggle span:nth-child(2){opacity:0}.topbar.open .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}@media(max-width:880px){.nav-toggle{display:flex}.topbar{position:static}.topbar-inner{flex-wrap:wrap}.nav{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0;padding-top:6px}.topbar.open .nav{display:flex}.nav a{padding:12px 4px;border-top:1px solid var(--line)}}@media(prefers-reduced-motion:reduce){*{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}.card:hover{transform:none}}.contact-form{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:24px 26px;margin:1.6em 0;display:flex;flex-direction:column}.contact-form label{font-family:var(--sans);font-size:.78rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-soft);margin:14px 0 6px}.contact-form label:first-child{margin-top:0}.contact-form input,.contact-form textarea{font-family:var(--body);font-size:1rem;color:var(--ink);border:1px solid var(--line-dk);border-radius:6px;padding:11px 13px;background:#fff;width:100%}.contact-form textarea{resize:vertical;min-height:130px}.contact-form button{margin-top:20px;align-self:flex-start}.contact-form .form-note{font-family:var(--sans);font-size:.81rem;color:var(--ink-soft);margin:14px 0 0}.em-entity{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);padding:21px 23px;margin:0 0 20px}.em-entity h2{margin:.4em 0 .2em;font-size:1.35rem}.em-entity blockquote{border-left:4px solid var(--amber);background:var(--amber-lt);margin:1em 0;padding:13px 17px;border-radius:0 var(--radius) var(--radius) 0}.em-entity blockquote p{margin:0 0 .5em}.em-entity cite{font-style:normal;font-size:.84rem;color:var(--ink-soft)}@media(max-width:760px){.ctable{display:block;width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}.ctable thead th{position:sticky;top:0;background:var(--paper);z-index:1}}.em-entity a{overflow-wrap:anywhere;word-break:break-word}.band-navy .card{color:var(--on-band-soft)}.band-navy .card h3,.band-navy .card .card-title{color:var(--on-band-ink)}.band-navy .card .card-desc,.band-navy .card p{color:var(--on-band-soft)}.band-navy .card .card-cat,.band-navy .card .card-meta{color:var(--on-band-soft)}.band-navy .card a[href]{color:var(--on-band-link)}.band-navy .card{border-top-color:rgba(255,255,255,.22)}.band-navy .card:last-child{border-bottom-color:rgba(255,255,255,.22)}@media(min-width:721px){.footer-base .container{padding-right:140px}}@media(max-width:720px){.footer-base .container{padding-bottom:64px}}:root[data-theme="dossier"]{--display:'Archivo',Helvetica,Arial,sans-serif;--sans:'Archivo',system-ui,sans-serif;--body:'Source Serif 4',Georgia,serif;--mono:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;--radius:0px;--shadow:none;--base:17px;--leading:1.68;--measure:42rem;--bw:1px}[data-theme="dossier"] .hero{background:var(--navy)}[data-theme="dossier"] .eyebrow,[data-theme="dossier"] .card-cat,[data-theme="dossier"] .facts dt,[data-theme="dossier"] .crumbs,[data-theme="dossier"] .card-meta,[data-theme="dossier"] .brand-tag{font-family:var(--mono)}[data-theme="dossier"] h1,[data-theme="dossier"] h2,[data-theme="dossier"] h3{letter-spacing:-.015em}[data-theme="dossier"] .grid.cols-2,[data-theme="dossier"] .grid.cols-3,[data-theme="dossier"] .grid.cols-4{grid-template-columns:1fr;gap:0}[data-theme="dossier"] .card{border:0;border-top:1px solid var(--line);border-radius:0;box-shadow:none;background:transparent}[data-theme="dossier"] .card:last-child{border-bottom:1px solid var(--line)}[data-theme="dossier"] .card:hover{transform:none;box-shadow:none;background:var(--amber-lt)}[data-theme="dossier"] .band-navy .card:hover{background:rgba(255,255,255,.07)}[data-theme="dossier"] .card a{flex-direction:row;align-items:center;gap:22px}[data-theme="dossier"] .card-art{flex:0 0 104px;width:104px;aspect-ratio:1;border:0;border-right:1px solid var(--line);background:transparent}[data-theme="dossier"] .card-tag{position:static;margin-bottom:6px}[data-theme="dossier"] .card-body{padding:18px 0}[data-theme="dossier"] .article{grid-template-columns:290px minmax(0,1fr);gap:56px}@media(max-width:900px){[data-theme="dossier"] .article{grid-template-columns:minmax(0,1fr)}}[data-theme="dossier"] .article .prose{order:2}[data-theme="dossier"] .facts{order:1;border:0;border-top:2px solid var(--navy);border-radius:0;box-shadow:none;background:transparent;padding:16px 0 0}[data-theme="dossier"] .badge,[data-theme="dossier"] .chip{border-radius:0;background:transparent;border:1px solid currentColor;font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;padding:4px 10px}[data-theme="dossier"] .btn{border-radius:0;font-family:var(--mono);letter-spacing:.08em}[data-theme="dossier"] .section-head,[data-theme="dossier"] .section-head.center{text-align:left;max-width:none;margin-left:0}[data-theme="dossier"] .rule,[data-theme="dossier"] .section-head.center .rule{width:100%;height:2px;border-radius:0;background:var(--navy);margin-left:0}:root[data-theme="dossier"]{--hero-bg:var(--navy)}@media(max-width:900px){[data-theme="dossier"] .article{grid-template-columns:minmax(0,1fr);gap:32px}}